Terms and Conditions

PrimalMogul AI Terms and Conditions

Operated by Supreme Lion Group LLC

Effective Date: August 4th 2026 Version: 2.0 Supersedes: Version dated May 7, 2026

IMPORTANT NOTICE. PLEASE READ CAREFULLY.

These Terms contain a binding arbitration agreement and a class action waiver in Section 42. These provisions affect your legal rights. They require most disputes between you and Supreme Lion Group LLC to be resolved through individual binding arbitration rather than in court, and they waive your right to a jury trial and your right to participate in a class or representative action. You have the right to opt out of the arbitration agreement within thirty (30) days of first accepting these Terms by following the procedure in Section 42.9.

PrimalMogul AI provides educational, informational, and AI-assisted business content. It does not provide legal, tax, accounting, financial, investment, mortgage, real estate brokerage, credit repair, compliance, insurance, or medical advice. See Sections 5, 6, 15, and 16.

PrimalMogul AI does not guarantee income, funding, credit approval, business results, search rankings, traffic, or any other outcome. See Section 28.

1. Acceptance and Formation of Agreement

1.1 Parties

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“you,” “your,” “Member,” or “User”) and Supreme Lion Group LLC, a California limited liability company doing business as PrimalMogul AI (“Company,” “we,” “us,” or “our”).

1.2 How You Accept

You accept these Terms by any of the following actions:

creating an account of any type, including a free account;

checking a box or clicking a control indicating agreement;

purchasing a membership, digital product, or any other item;

accessing or using any AI tool, dashboard, member area, or gated resource;

downloading any digital product; or

continuing to use the Platform after these Terms take effect.

1.3 Record of Acceptance

The Company maintains records of acceptance, including the version of these Terms accepted, the date and time of acceptance, and associated account information. These records constitute admissible evidence of the agreement between the parties. Archived prior versions are available on request at the address in Section 50.

1.4 If You Do Not Agree

If you do not agree to these Terms in full, you must not access or use the Platform, must not create an account, and must not purchase any product or membership.

1.5 Authority

If you accept these Terms on behalf of a company, organization, or other entity, you represent and warrant that you have full authority to bind that entity, and “you” refers to both you individually and that entity.

2. Definitions

“Platform” means the PrimalMogul AI website, member dashboard, AI tools, digital products, content libraries, diagnostics, assessments, communications, and all related services operated by the Company.

“AI Tool” means any artificial intelligence feature offered on the Platform, including but not limited to PrimalMogul AI, Chairman AI, MogulVision AI, Mogul Studio, PrimalBroker AI, PrimalWealth AI, PrimalTech AI, PrimalCourses AI, PrimalMoor AI, the BoardRoom Executive AI Council, and any successor, renamed, or additional tool.

“Output” means any text, image, video, audio, code, analysis, recommendation, assessment result, or other material generated by an AI Tool in response to User Input.

“User Input” means any prompt, instruction, text, image, file, document, questionnaire response, voice recording, likeness, or other material you submit to the Platform.

“Member Content” means User Input together with any comment, review, testimonial, or other material you post or submit to the Platform.

“Membership” means any paid or free access tier described in Section 8.

“Third-Party AI Provider” means any external artificial intelligence service used to power an AI Tool, as listed in Schedule B.

“Regulated Decision” has the meaning given in Section 15.2.

3. Eligibility and Territorial Scope

3.1 Age

You must be at least eighteen (18) years of age to use the Platform. The Platform is not directed to children, and the Company does not knowingly collect personal information from anyone under thirteen (13). If we learn that we have collected information from a child under thirteen, we will delete it.

3.2 Capacity

You represent that you have the legal capacity to enter into a binding contract and that you are not barred from receiving services under applicable law.

3.3 Territorial Scope

The Platform is offered from the United States and is intended for users located in the United States. The Company does not target, direct, or market the Platform to residents of the European Economic Area, the United Kingdom, or Switzerland, and makes no representation that the Platform complies with the laws of any jurisdiction outside the United States. If you access the Platform from outside the United States, you do so on your own initiative and are responsible for compliance with local law.

3.4 Sanctions and Export Control

You represent that you are not located in, ordinarily resident in, or organized under the laws of any country or territory subject to comprehensive United States sanctions, and that you are not identified on any United States government restricted party list. You agree not to access the Platform in violation of United States export control or sanctions laws.

4. Nature of the Platform

4.1 What PrimalMogul AI Is

PrimalMogul AI is a private, membership-based business intelligence, leadership, capital readiness, and execution education platform. It provides AI-assisted tools, structured frameworks, training paths, templates, digital products, diagnostics, and educational resources to entrepreneurs, founders, consultants, agencies, mortgage professionals, real estate professionals, independent contractors, and business owners.

4.2 What PrimalMogul AI Is Not

The Company is not, and does not hold itself out as, any of the following:

a law firm or provider of legal services; an accounting or tax preparation firm; a registered investment adviser, broker-dealer, or financial planner; a bank, lender, or financial institution; a mortgage lender, mortgage broker, or mortgage loan originator; a real estate brokerage or licensed real estate agent; a credit repair organization or credit services organization; an insurance producer or advisor; a health care provider; an employment agency or consumer reporting agency; or any other licensed or regulated professional services provider.

4.3 Platform Doctrine

The Platform operates on the following educational principles:

Business Intelligence Before Automation™ Diagnose. Decide. Delegate.™ Core builds. Elite expands. BoardRoom commands.™

These are statements of educational philosophy. They are not warranties, guarantees, or representations of any result, income, funding outcome, or business performance.

5. No Professional Advice

5.1 General

All content, Outputs, frameworks, diagnostics, assessments, training materials, and communications provided through the Platform are for educational and informational purposes only. Nothing on the Platform constitutes professional advice of any kind, and nothing on the Platform is a substitute for consultation with a qualified, licensed professional in the relevant jurisdiction.

5.2 Specific Domains

Without limiting Section 5.1, nothing provided through the Platform constitutes:

Legal advice. Nothing is legal advice, and no attorney-client relationship is created. Entity formation content, contract templates, compliance discussion, and risk commentary are educational only.

Tax or accounting advice. Nothing is tax advice or an accounting opinion. Consult a licensed CPA or tax attorney regarding your specific situation.

Investment or securities advice. Nothing is a recommendation to buy, sell, or hold any security, nor an offer or solicitation of any security. The Company is not a registered investment adviser.

Mortgage or lending advice. Nothing constitutes taking a loan application, offering or negotiating loan terms, or any activity requiring a mortgage license. Nothing is an offer of credit or a commitment to lend.

Real estate brokerage. Nothing constitutes brokerage, agency representation, property valuation, or any activity requiring a real estate license.

Credit repair or credit services. Nothing constitutes credit repair, credit improvement services, or advice regarding the correction of a consumer credit record.

Insurance advice. Nothing constitutes an insurance recommendation, coverage opinion, or claims guidance.

Medical, psychological, or health advice. Nothing constitutes diagnosis, treatment, or professional wellness guidance.

5.3 No Professional Relationship

Use of the Platform does not create an attorney-client, accountant-client, fiduciary, advisory, agency, broker-client, or any other professional or confidential relationship between you and the Company, its founder, its officers, its members, its contractors, its affiliates, or any AI Tool.

5.4 Your Duty to Consult

You are solely responsible for obtaining independent professional advice before making any decision involving legal rights, taxes, investments, lending, credit, real estate, insurance, employment, corporate structure, regulated activity, health, or any other matter requiring licensed judgment.

6. AI Tool Names Are Descriptive Labels Only

6.1 Naming Convention

Certain AI Tools use executive or professional titles as product names, including without limitation Chairman AI, CEO AI, CFO AI, CMO AI, CTO AI, and Chief Compliance Officer AI within the BoardRoom Executive AI Council.

6.2 What Those Names Mean and Do Not Mean

These names are descriptive product labels only. Each identifies a configured prompt environment designed to organize educational information around a particular category of business thinking. No AI Tool:

holds any professional license, credential, certification, or registration;

is a person, employee, officer, agent, or representative of the Company;

owes you any fiduciary, professional, or duty of care;

provides advice within the meaning of any professional licensing statute; or

is supervised by, reviewed by, or produced in consultation with any licensed professional in connection with your specific matter.

6.3 Acknowledgment

By using any AI Tool, you expressly acknowledge that you understand its name is a product label, that you are not receiving professional services, and that you will not rely on any Output as professional advice. This acknowledgment applies regardless of the tool’s name, presentation, tone, confidence, or format.

7. Accounts, Credentials, and Single-User License

7.1 Account Requirements

You agree to provide accurate, current, and complete registration information and to keep it updated.

7.2 Single User

Each account is licensed to one (1) natural person. You may not share, sell, rent, lease, transfer, sublicense, or provide access to your account or credentials to any other person or entity. Concurrent access from patterns indicating account sharing may result in suspension.

7.3 Security

You are responsible for maintaining the confidentiality of your credentials and for all activity occurring under your account, whether or not authorized by you. Notify us immediately at the address in Section 50 upon discovering any unauthorized access.

7.4 Company Rights

We may suspend, restrict, or terminate any account where we reasonably believe it has been shared, misused, obtained fraudulently, used to circumvent usage limits, used in violation of these Terms, or used in a manner creating legal, security, or operational risk.

8. Memberships and Tiers

8.1 Current Tiers

The Company offers the following access levels. Features, usage allowances, and pricing for each tier are as displayed at the point of purchase, which controls over any description elsewhere.

Primal Access (free): limited preview access. Does not include full AI Tool access, full usage allowances, premium resources, or paid member benefits.

PrimalMogul AI Core (paid): foundational tier.

PrimalMogul AI Elite (paid): expanded capacity tier.

BoardRoom Council (paid): executive tier, which may include the BoardRoom Command Center, the BoardRoom Executive AI Council, capital readiness resources, cross-session memory features, and expanded usage allowances.

Additional tiers may be introduced, renamed, modified, paused, or withdrawn at the Company’s discretion.

8.2 Benefits May Change

Membership benefits, included tools, usage allowances, resource libraries, and features may be modified, added, removed, renamed, limited, or suspended for business, technical, legal, regulatory, vendor, security, cost, or product reasons.

8.3 Material Reductions

Where a change materially reduces the core benefits of a paid tier for which you have already been charged, the Company will provide notice under Section 45 and you may cancel under Section 10 before the next billing date. Cancellation is your sole remedy for such a change.

8.4 Beta and Preview Features

Some features may be offered on a beta, preview, early access, or pilot basis. Such features are provided as is, may be modified or withdrawn without notice, may be unstable, and are excluded from any service commitment. Access to a beta feature does not entitle you to continued access after general release.

9. Fees, Billing, and Taxes

9.1 Payment Authorization

By purchasing a Membership or product, you authorize the Company and its payment processors to charge your selected payment method for all applicable fees, taxes, and recurring charges.

9.2 Processors

Payments may be processed by Stripe, PayPal, WooCommerce-connected processors, or other providers. Your use of those services is subject to their terms. The Company does not store full payment card numbers.

9.3 Accurate Payment Information

You must keep your payment method valid and current. If a charge fails, access may be suspended, downgraded, or terminated until the balance is resolved.

9.4 Taxes

Displayed prices exclude applicable taxes unless stated otherwise. You are responsible for all sales, use, value added, and similar taxes other than taxes on the Company’s net income.

9.5 Usage Allocations and Billing Cycle

Unless stated otherwise at the point of purchase: usage allowances are granted in full at signup regardless of the date within the calendar month; allowances reset on the first day of each calendar month; unused allowances do not carry over; upgrades take effect immediately with the new allowance applying to subsequent requests; and no proration is applied to any partial period.

9.6 Price Changes

Prices may change. Changes to the recurring price of an existing subscription will be communicated in advance under Section 45 and will apply only to billing periods beginning after the notice period. Legacy pricing is not guaranteed to persist indefinitely unless expressly stated in writing.

10. Automatic Renewal and Cancellation

10.1 Automatic Renewal

Paid Memberships renew automatically at the stated interval and price until canceled. Before you complete a purchase, the Platform presents the renewal terms, including the recurring price, the billing interval, the fact of automatic renewal, the method of cancellation, and any minimum term. Your affirmative consent to those terms is required before any charge is made.

10.2 Acknowledgment

After purchase, the Company sends a written acknowledgment to your registered email address containing the renewal terms and clear instructions for cancellation. Retain that acknowledgment.

10.3 How to Cancel

You may cancel at any time through the cancellation control in your member account area, which requires no telephone call, no retention conversation, and no additional step beyond those required to subscribe. You may also cancel by written notice to the address in Section 50. Cancellation takes effect at the end of the current paid billing period.

10.4 Effect of Cancellation

Cancellation stops future billing. It does not create a refund for amounts already charged, unused time within a paid period, digital products already delivered, or Outputs already generated. Non-use of a Membership does not cancel it.

10.5 Jurisdictional Rights

Nothing in this Section limits any non-waivable cancellation or refund right available to you under the law of your state of residence.

11. Refunds

11.1 General Policy

Except where required by applicable law or expressly stated in writing at the point of purchase, all sales are final for Memberships, subscription periods already charged, AI Tool access, digital products, e-books, guides, templates, prompt libraries, downloadable resources, and Outputs.

11.2 Not Grounds for Refund

Refunds are not provided for unused time, failure to log in, failure to use available tools, dissatisfaction with Outputs, change of mind, lack of time, lack of implementation, absence of business results, or misunderstanding of what the Platform provides.

11.3 Limited Exceptions

Refunds may be issued at the Company’s discretion for duplicate charges, confirmed billing errors, or a verified technical failure attributable to the Company that prevented access for a material portion of a paid period and that could not reasonably be corrected.

11.4 Physical Goods

Physical merchandise, if offered, is subject to the separate return and replacement terms displayed at purchase.

12. Chargebacks and Payment Disputes

You agree to contact the Company and attempt resolution before initiating any chargeback, payment dispute, or reversal. Initiating a dispute without first contacting us may result in suspension or termination of your account, removal of access to digital products, and submission of transaction records, access logs, and communications to the payment processor. Fraudulent disputes, repeat reversals, or false statements to a processor may result in permanent termination and referral for collection.

13. Usage Limits and Fair Use

13.1 Limits

The Company may impose limits on AI words, image generations, video generations, tool access, requests per period, storage, downloads, and other resources. Limits vary by tier and may be adjusted to protect Platform performance, manage operating costs, prevent abuse, and support fair access.

13.2 Prohibited Circumvention

You may not bypass, manipulate, automate against, overload, reverse engineer, scrape, resell, or otherwise exploit usage limits or Platform resources. Automated access other than through a facility the Company expressly provides is prohibited.

13.3 Rate Protection

The Company may throttle, queue, or temporarily suspend access where usage patterns threaten Platform stability or materially exceed the intended scope of a tier.

14. AI Outputs

14.1 Nature of Outputs

Outputs are generated by statistical models. Outputs may be inaccurate, incomplete, outdated, internally inconsistent, biased, fabricated, legally impermissible, or unsuitable for your circumstances. Models may produce confident language regardless of accuracy. Identical or similar prompts may produce different results.

14.2 Your Obligations

You agree that you will:

independently review every Output before use;

verify all facts, figures, citations, legal statements, financial statements, and claims;

not treat any Output as professional advice;

not publish, distribute, or act on any Output without human review;

not use Outputs unlawfully or in violation of any third-party right; and

comply with all disclosure obligations applicable to AI-generated content in your jurisdiction and industry.

14.3 No Warranty of Outputs

The Company makes no warranty that any Output is accurate, complete, current, original, non-infringing, protectable, compliant, fit for any purpose, or suitable for commercial use.

14.4 AI Interaction Disclosure

All AI Tools are automated systems. You are not communicating with a human being when using an AI Tool. If you ask an AI Tool whether it is a machine, it will confirm that it is.

15. Prohibited Uses of Outputs

15.1 General

You may not use any Output for any unlawful, deceptive, harmful, infringing, or discriminatory purpose.

15.2 Regulated Decisions

You may not use any Output, in whole or in part, as a factor, input, screen, score, ranking, or basis in any Regulated Decision. “Regulated Decision” means any decision that produces a legal or similarly significant effect concerning a natural person, including any decision regarding:

a) the extension, denial, pricing, or terms of credit, including mortgage lending, business credit, and consumer credit; b) loan underwriting, pre-qualification, or adverse action determination; c) housing, tenancy, rental application, or property access; d) employment, hiring, promotion, discipline, termination, or worker evaluation; e) insurance underwriting, pricing, or claims determination; f) education admission or discipline; g) access to health care or essential government services; or h) any other decision governed by the Equal Credit Opportunity Act, the Fair Housing Act, the Fair Credit Reporting Act, Title VII, the Americans with Disabilities Act, or any comparable state statute.

15.3 Allocation of Responsibility

If you are a licensed professional, agency, contractor, or intermediary and you use the Platform in connection with your business, you are solely responsible for your own regulatory compliance, including licensing, advertising rules, disclosure requirements, fair lending and fair housing obligations, adverse action notice requirements, recordkeeping, supervision, and consumer protection duties. The Company has no visibility into and assumes no responsibility for your downstream use.

15.4 Further Prohibited Uses

See Schedule A for the complete list of prohibited Output uses, which is incorporated into these Terms by reference.

16. Capital Readiness, Funding, and Credit Content

16.1 Educational Purpose

The Company may provide capital readiness assessments, funding roadmaps, diagnostics, questionnaires, and educational materials regarding business capital. All such materials are educational preparation resources only.

16.2 What They Are Not

No such material is: an application for credit; an offer or commitment to lend; a brokerage of any loan; a referral for compensation to any lender; a credit repair or credit improvement service; advice regarding the correction, modification, or improvement of any consumer credit record, history, or rating; a securities offering or solicitation; or a representation that any funding, grant, loan, line, or investment will be approved.

16.3 No Funding Outcome

Approval of any funding depends on underwriting criteria, credit history, revenue, documentation, collateral, market conditions, and lender discretion, all of which are outside the Company’s control. The Company guarantees no funding outcome of any kind.

16.4 Diagnostics and Assessments

Diagnostics, assessments, questionnaires, scores, stage classifications, activation paths, and routing recommendations are educational planning aids. They are not forecasts, professional opinions, credit evaluations, or predictions of any result. You are responsible for exercising independent judgment about whether any recommendation fits your circumstances.

17. Mortgage, Real Estate, and Licensed Professional Content

17.1 Educational Only

Content addressing mortgage lending, loan origination, real estate transactions, and related professional practice is educational and is directed at business development, marketing organization, client communication planning, and general industry understanding.

17.2 No Licensed Activity

Nothing on the Platform constitutes taking a residential mortgage loan application, offering or negotiating terms of a residential mortgage loan, providing property valuation, representing a party in a real estate transaction, or any other activity requiring a license under the SAFE Act, state mortgage licensing law, or state real estate licensing law.

17.3 Your Compliance Obligations

If you hold a professional license, you remain fully bound by your licensing authority, your employer’s or sponsor’s policies, applicable advertising rules including the Mortgage Acts and Practices Rule, required disclosures, supervision requirements, and record retention rules. You must review any Output against those obligations before any external use. The Company does not review Outputs for regulatory compliance.

18. User Inputs and License to the Company

18.1 Your Representations

You represent and warrant that you own or have all necessary rights to submit each User Input and that submission does not infringe or violate any intellectual property right, privacy right, publicity right, contractual obligation, confidentiality duty, or law.

18.2 Prohibited Inputs

You must not submit: Social Security numbers; full financial account or payment card numbers; passwords or private keys; protected health information; consumer report information governed by the Fair Credit Reporting Act; information subject to attorney-client privilege belonging to a third party; confidential third-party information without authorization; classified or export-controlled information; unlawfully obtained material; defamatory, infringing, or illegal material; or the biometric identifiers, likeness, or voice of any third party except as permitted under Section 20.

18.3 License Granted to the Company

You grant the Company a worldwide, non-exclusive, royalty-free license to host, store, reproduce, transmit, process, and display User Input solely to operate the Platform, generate Outputs, provide support, maintain security, comply with law, and preserve features you have enabled such as cross-session memory.

18.4 Model Training

The Company does not sell User Input and does not use User Input to train foundation models owned by the Company. User Input is transmitted to Third-Party AI Providers for processing. Those providers’ handling of data is governed by their own agreements with the Company, which the Company configures to restrict training use where such controls are offered. See Schedule B. The Company may use aggregated, de-identified usage statistics that do not identify you or reveal the substance of your User Input to improve Platform operations.

18.5 Retention

User Input, Outputs, and stored memory associated with your account are retained while your account remains active and for a reasonable period after termination for legal, security, dispute resolution, and backup purposes, after which they are deleted or de-identified in accordance with the Privacy Policy. You may request deletion under Section 31.

19. Ownership of Outputs

19.1 Your Inputs

You retain all ownership rights you hold in your User Input, subject to the license in Section 18.3.

19.2 Outputs

Subject to your compliance with these Terms, the Company assigns to you whatever rights the Company may hold in Outputs generated for your account, and you may use those Outputs for personal and commercial purposes.

19.3 Critical Limitations on Output Rights

You expressly acknowledge each of the following:

a) Outputs may not be protectable. United States copyright protection requires human authorship. Material generated without sufficient human creative contribution may not be registrable or protectable. The Company makes no representation that any Output can be copyrighted, trademarked, or otherwise protected.

b) Outputs are not exclusive. AI systems may generate identical or substantially similar Outputs for other users. You receive no exclusivity of any kind.

c) Outputs may infringe. The Company does not warrant that any Output is free of third-party intellectual property rights, and does not screen Outputs for infringement. You are responsible for clearance.

d) Third-Party AI Provider terms apply. Your rights in Outputs are additionally subject to the terms of the Third-Party AI Provider that generated them.

e) No indemnity for Outputs. The Company provides no intellectual property indemnity for Outputs.

19.4 No Company Warranty

The Company disclaims any warranty regarding the ownership, originality, protectability, or non-infringement of any Output.

20. Biometric Identifiers, Voice, Likeness, and Digital Replicas

This Section applies to any feature that accepts a photograph, video, facial image, voice recording, or other personal likeness, including Mogul Studio and any avatar or synthetic media feature.

20.1 Separate Consent Required

Before any such feature processes a facial image, voice recording, or other biometric identifier, the Company will present a separate written notice and consent identifying the specific data collected, the purpose of collection, the duration of retention, and the destruction schedule. Your written consent to that notice is required. These Terms alone do not constitute that consent.

20.2 Your Representations

For every image, video, voice recording, or likeness you submit, you represent and warrant that:

a) it depicts you, or you hold a written, signed, and currently effective release from every identifiable person depicted; b) that release permits synthetic reproduction, alteration, animation, and commercial use; c) no depicted person has revoked consent; d) the material does not depict any public figure, performer, celebrity, deceased individual, or any person whose name, image, voice, or likeness is protected, without documented authorization; and e) submission does not violate any right of publicity, digital replica statute, biometric privacy statute, contract, or union or guild agreement.

20.3 Absolute Prohibitions

You may not use any Company feature to create synthetic media that: impersonates any real person without documented authorization; depicts any person in a sexual, defamatory, criminal, or degrading context; falsely attributes any statement, endorsement, or conduct to any person or organization; is intended to deceive regarding a commercial transaction, an election, or a matter of public concern; or violates any law governing digital replicas, deepfakes, or election communications.

20.4 Your Disclosure Duty

You are solely responsible for disclosing that content is AI-generated or synthetically altered wherever such disclosure is required by law, platform policy, advertising regulation, or professional rule.

20.5 Retention and Destruction

Biometric identifiers are retained only as long as necessary for the stated purpose and are destroyed in accordance with the schedule stated in the separate consent, or upon your written request, whichever is earlier. You may request destruction at any time at the address in Section 50.

20.6 Third-Party Processing

Avatar and synthetic media features rely on Third-Party AI Providers listed in Schedule B. Those providers process submitted likenesses under their own terms and retention practices, which you should review before submitting any likeness.

20.7 Indemnification

You will indemnify the Company in full for any claim arising from a likeness, voice, or biometric identifier you submitted, including claims under any biometric privacy statute, right of publicity, or digital replica law. This obligation is not subject to the liability cap in Section 38.

21. Synthetic Media and Content Disclosure

You acknowledge that content generated through the Platform may be subject to disclosure, labeling, provenance, or watermarking requirements under federal, state, or foreign law, or under the policies of platforms where you publish. Compliance with all such requirements is your responsibility. The Company may, but is not obligated to, apply provenance metadata or visible labeling to generated content.

22. Third-Party AI Providers and Sub-Processors

22.1 Reliance on Third Parties

AI Tools are powered by third-party models and infrastructure. The Company does not control those systems, their training data, their model behavior, their availability, their pricing, or their terms.

22.2 Current Providers

A current list of Third-Party AI Providers and material sub-processors appears in Schedule B. The list may change. Material additions will be reflected in Schedule B and in the Privacy Policy.

22.3 No Liability for Third Parties

The Company is not liable for any act, omission, outage, data handling practice, model change, price change, policy change, or content restriction of any Third-Party AI Provider. A Third-Party AI Provider’s discontinuation of a model or feature may require the Company to modify or withdraw an AI Tool without liability.

23. Company Intellectual Property

23.1 Ownership

All Platform content, systems, source code, designs, branding, logos, names, trademarks, service marks, trade dress, written materials, images, video, guides, frameworks, dashboards, prompt architectures, system instructions, methodologies, page designs, AI Tool structures, workflows, diagnostic logic, assessment instruments, membership materials, and vault resources are owned by Supreme Lion Group LLC or its licensors and are protected by copyright, trademark, trade secret, and other law.

23.2 Marks and Doctrine

The following are claimed as marks of Supreme Lion Group LLC: PrimalMogul AI; Supreme Lion Group; Mogul Vault; BoardRoom Council; BoardRoom Command Center; Chairman AI; MogulVision AI; Mogul Studio; PrimalBroker AI; PrimalWealth AI; PrimalTech AI; PrimalCourses AI; PrimalMoor AI; Mogul Business Diagnostic; Mogul Funding Roadmap; “Business Intelligence Before Automation”; “Diagnose. Decide. Delegate.”; “Core builds. Elite expands. BoardRoom commands.”; and the PrimalMogul lion crest and associated trade dress.

23.3 Prompt Architecture as Trade Secret

System instructions, prompt configurations, tool logic, diagnostic scoring, and assessment structures are confidential trade secrets. Any attempt to extract, reconstruct, publish, or reverse engineer them, including through prompt injection, jailbreaking, or systematic probing, is a material breach.

23.4 No Transfer

Membership grants access. It does not transfer ownership of any Company intellectual property.

24. Limited License and Restrictions

24.1 Grant

Subject to these Terms and your active access rights, the Company grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access Platform materials for your personal education and internal business use.

24.2 Restrictions

You may not: resell, redistribute, or repackage Platform materials; publish paid content publicly; share member-only resources; create a competing product or platform using Platform materials; use Platform materials or Outputs to train any machine learning model; scrape, crawl, or systematically extract Platform content; remove or alter any proprietary notice; represent Platform materials as your own creation; or use Company marks in any manner suggesting affiliation, endorsement, or partnership without written authorization.

24.3 Survival

This Section survives termination.

25. Prohibited Conduct

You agree not to: violate any law or regulation; use the Platform for fraud, deception, or unlawful activity; harass, threaten, abuse, defame, or harm any person; infringe any intellectual property right; transmit malware or malicious code; attempt unauthorized access to any system or account; share, sell, or transfer account access; circumvent membership restrictions or usage limits; reverse engineer or scrape the Platform; use bots or automated abuse tools; interfere with Platform operations; generate fake reviews, fake testimonials, deceptive claims, impersonation, or unlawful discriminatory content; solicit Company members for competing products inside member areas; publish confidential Platform materials; or misrepresent your relationship with the Company or Supreme Lion Group LLC.

Violation may result in immediate suspension or termination without refund, forfeiture of access, legal action, and cooperation with law enforcement.

26. User Content, Copyright Complaints, and Repeat Infringers

26.1 Responsibility

You are solely responsible for Member Content you post. The Company does not pre-screen Member Content and may remove any Member Content at its discretion.

26.2 DMCA Notification

If you believe material on the Platform infringes your copyright, send a written notice to the designated agent listed in Section 50 containing: your physical or electronic signature; identification of the copyrighted work; identification of the allegedly infringing material and its location; your contact information; a statement of good faith belief that the use is unauthorized; and a statement, under penalty of perjury, that the information is accurate and that you are authorized to act.

26.3 Counter-Notification

If your material was removed, you may submit a counter-notification containing the elements required by 17 U.S.C. § 512(g).

26.4 Repeat Infringers

The Company maintains a policy of terminating, in appropriate circumstances, the accounts of users who are repeat infringers.

27. Testimonials, Reviews, and Endorsements

27.1 Honesty Requirement

Any testimonial, review, or endorsement you submit must reflect your honest opinion and actual experience. Fake reviews, undisclosed incentivized reviews, and misleading endorsements are prohibited.

27.2 Results Are Not Typical

Published testimonials describe the experience of individual persons. They are not typical, not representative, not average, and not a guarantee that you will obtain any similar result. Individual results depend on skill, effort, market conditions, capital, timing, and many factors outside the Company’s control.

27.3 Material Connections

Where a person providing a testimonial received any payment, free access, discount, or other material benefit, that connection is disclosed adjacent to the testimonial.

27.4 License

You grant the Company a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, reproduce, edit for length and clarity, publish, and distribute testimonials, reviews, feedback, and suggestions you provide, together with your name, title, and business name as submitted, for marketing and product development, unless a separate written agreement provides otherwise or applicable law prohibits it.

28. No Guarantees of Results

The Company does not guarantee, promise, warrant, or represent any of the following: income; profit; revenue; sales; funding approval; loan approval; grant award; business credit approval; investment return; valuation; tax outcome; legal outcome; website traffic; search engine ranking; AI search visibility; conversion rate; follower growth; membership sales; client acquisition; business success; automation performance; time savings; personal transformation; health outcome; or wealth outcome.

All examples, case studies, frameworks, projections, diagnostics, and illustrations are educational and hypothetical. The Company makes no earnings claims. Any figure appearing anywhere on the Platform is illustrative unless expressly identified as a substantiated typical result.

Your results depend on your skill, execution, capital, timing, market demand, offer quality, compliance, competition, economic conditions, and factors entirely outside the Company’s control.

29. Affiliate Links, Sponsored Content, and Third-Party Services

The Platform may contain affiliate links, referral links, sponsored content, and third-party recommendations from which the Company may earn compensation. Material connections are disclosed clearly and near the relevant recommendation.

Third-party products, services, websites, subscriptions, refund policies, pricing, security practices, availability, and claims are controlled by those third parties. The Company does not endorse, guarantee, or assume responsibility for them. Review third-party terms before purchasing. Your use of third-party services is at your own risk.

30. Electronic Communications, Email, and SMS

30.1 Consent to Electronic Communications

You consent to receive communications electronically, including notices, disclosures, agreements, billing records, and legal notices. You agree that electronic communications satisfy any requirement that a communication be in writing. Keep your email address current.

30.2 Email

You may receive account, billing, security, membership, product delivery, educational, and promotional email. You may unsubscribe from promotional email at any time. Transactional, billing, security, and service messages will continue while your account is active.

30.3 SMS

If you provide a mobile number and affirmatively opt in, you consent to receive recurring automated marketing and informational text messages at that number. Consent is not a condition of any purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for assistance. You represent that you are the subscriber or customary user of the number provided, or that you have the account holder’s permission. Carriers are not liable for delayed or undelivered messages. Consent records are retained.

31. Privacy and Data Protection

Your use of the Platform is also governed by the PrimalMogul AI Privacy Policy and Cookie Policy, which are incorporated by reference.

Depending on your state of residence, you may have rights to know, access, correct, delete, port, limit the use of sensitive personal information, opt out of sale, sharing, or targeted advertising, and to be free from discrimination for exercising those rights. Submit requests through the methods described in the Privacy Policy or to the address in Section 50.

32. Accessibility

The Company intends the Platform to be usable by people with disabilities and works toward conformance with recognized accessibility guidance. If you encounter an accessibility barrier, contact us at the address in Section 50 and we will make reasonable efforts to provide the information or functionality through an alternative accessible method.

33. Security

The Company uses reasonable administrative, technical, and physical safeguards. No system is completely secure and the Company does not warrant that the Platform is free of vulnerabilities. You are responsible for strong credentials, protecting account access, logging out of shared devices, and promptly reporting suspected compromise.

34. Availability, Maintenance, and Force Majeure

The Company does not guarantee uninterrupted, error-free, or permanently available service, or compatibility with every device, browser, plugin, or operating system. Features may be unavailable due to maintenance, updates, outages, vendor changes, technical failure, security response, processor limitation, or provider limitation.

Neither party is liable for failure or delay caused by circumstances beyond its reasonable control, including acts of God, natural disaster, fire, flood, epidemic, war, terrorism, civil unrest, labor action, utility or telecommunications failure, internet or hosting failure, cyberattack, governmental action, change in law, or failure of any Third-Party AI Provider or payment processor.

35. Suspension, Termination, and Effect

35.1 By You

You may terminate by canceling your Membership under Section 10 and discontinuing use.

35.2 By the Company

The Company may suspend, restrict, or terminate access immediately, with or without notice, where it reasonably believes you have breached these Terms, abused Platform tools, shared an account, infringed intellectual property, attempted unauthorized access, circumvented restrictions, abused refunds or chargebacks, engaged in fraud, misused AI Tools, threatened security, or created legal, regulatory, financial, or reputational risk. The Company may also discontinue the Platform in whole or in part.

35.3 Effect

On termination, your license ends immediately and access to Outputs, stored memory, downloads, and member resources may be lost. Download and preserve any material you wish to retain before terminating. Termination for cause does not entitle you to a refund.

35.4 Data After Termination

Account data is handled under Section 18.5 and the Privacy Policy. You may request deletion under Section 31, subject to legal retention requirements.

35.5 Survival

Sections 2, 5, 6, 12, 14, 15, 16, 17, 18.5, 19, 20, 21, 22.3, 23, 24, 27.4, 28, 33, 36, 37, 38, 39, 40, 41, 42, 43, 44, 46, 47, 48, and 49, together with Schedules A and B, survive termination.

36. Disclaimer of Warranties

THE PLATFORM, ALL CONTENT, ALL AI TOOLS, ALL OUTPUTS, ALL DIGITAL PRODUCTS, AND ALL DIAGNOSTICS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, AND OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL MEET YOUR REQUIREMENTS, THAT OPERATION WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE PLATFORM IS FREE OF HARMFUL COMPONENTS, OR THAT ANY OUTPUT WILL BE ACCURATE, LAWFUL, ORIGINAL, PROTECTABLE, OR SUITABLE FOR ANY PURPOSE.

No advice or information, oral or written, obtained from the Company or through the Platform creates any warranty not expressly stated here.

Some jurisdictions do not allow the exclusion of certain warranties. In those jurisdictions, exclusions apply to the maximum extent permitted.

37. Assumption of Risk and Independent Judgment

You acknowledge that business decisions carry inherent risk, that AI-assisted analysis can be wrong, and that you alone bear responsibility for every decision you make. You knowingly and voluntarily assume all risk arising from your use of the Platform, your reliance on any Output, and any business, financial, legal, or personal decision you make in connection with the Platform.

38. Limitation of Liability

38.1 Excluded Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER THE COMPANY NOR ITS OWNERS, OFFICERS, MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “COMPANY PARTIES”) WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST BUSINESS, LOST GOODWILL, LOST OPPORTUNITY, LOST DATA, OR COST OF SUBSTITUTE SERVICES, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, STATUTE, OR ANY OTHER THEORY, AND WHETHER OR NOT THE COMPANY PARTIES WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This exclusion applies to damages arising from lost revenue, business interruption, data loss, inaccurate or fabricated Outputs, reliance on Platform content, failed business decisions, regulatory action against you, third-party services, payment issues, membership interruption, downtime, digital product use, automation error, published content, or professional decisions made without expert review.

38.2 Aggregate Cap

THE TOTAL AGGREGATE LIABILITY OF THE COMPANY PARTIES FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR THE PLATFORM WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO THE COMPANY IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

38.3 Essential Basis

The limitations in this Section are an essential basis of the bargain and apply even if a limited remedy fails of its essential purpose.

38.4 Jurisdictional Limits

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, liability is limited to the maximum extent permitted. Nothing in these Terms limits liability for fraud, willful misconduct, or any liability that cannot be limited as a matter of law.

39. Indemnification

You agree to defend, indemnify, and hold harmless the Company Parties from and against any claim, demand, action, proceeding, damage, loss, liability, cost, and expense, including reasonable attorneys’ fees and costs, arising from or relating to:

a) your use of the Platform or any Output; b) your breach of these Terms or any representation made in them; c) your violation of any law, regulation, or licensing obligation; d) your Member Content or User Input; e) your use of any Output in connection with a Regulated Decision; f) your publication or distribution of AI-generated content, including any failure to make a required disclosure; g) any likeness, voice, or biometric identifier you submitted, including claims under any biometric privacy statute, right of publicity, or digital replica law; h) your infringement or misappropriation of any third-party right; i) your business decisions or advice you provide to your own clients; or j) any dispute between you and a third party arising from your use of the Platform.

The Company may assume exclusive defense and control of any matter subject to indemnification at your expense, and you agree to cooperate. You may not settle any matter in a manner imposing obligation or admission on any Company Party without prior written consent.

40. Release

To the maximum extent permitted by law, you release the Company Parties from all claims, demands, damages, and liabilities of every kind arising from disputes between you and any third party in connection with the Platform.

If you are a California resident, you waive California Civil Code Section 1542, which reads: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”

41. Notice of Dispute and Informal Resolution

Before initiating arbitration or any proceeding, the initiating party must send a written Notice of Dispute to the other party. Your Notice must be sent to the address in Section 50 and must include your name, account email, mailing address, a description of the dispute, the specific relief sought, and your signature. The Company will send its Notice to your registered email address.

The parties will attempt in good faith to resolve the dispute for sixty (60) days after the Notice is received. Neither party may commence arbitration before that period expires. The statute of limitations is tolled during this period. Compliance with this Section is a condition precedent to arbitration, and either party may seek a court order to enforce it.

42. Binding Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

42.1 Agreement to Arbitrate

Except as stated in Sections 42.2 and 42.9, you and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, any Membership, any product, any Output, any advertising, or the relationship between the parties, whether based in contract, tort, statute, fraud, misrepresentation, or any other theory, and whether arising before, during, or after termination, will be resolved exclusively by final and binding individual arbitration.

This agreement is governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq., which the parties agree evidences a transaction involving interstate commerce.

42.2 Exceptions

The following are excluded from arbitration: (a) claims within the jurisdiction of a small claims court, brought individually; (b) claims for temporary or permanent injunctive relief to prevent infringement or misappropriation of intellectual property or unauthorized access to systems; and (c) any claim that applicable law provides cannot be arbitrated.

42.3 Administrator and Rules

Arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules or Commercial Arbitration Rules as applicable, as modified by these Terms. If the AAA is unavailable or unwilling to administer consistent with these Terms, the parties will agree on a substitute administrator, or a court of competent jurisdiction will appoint one.

42.4 Delegation

The arbitrator has exclusive authority to resolve all threshold issues, including the existence, scope, applicability, interpretation, enforceability, unconscionability, and arbitrability of this arbitration agreement, except that a court has exclusive authority to determine the enforceability of the class action waiver in Section 42.6.

42.5 Procedure

Arbitration will be conducted by a single arbitrator. The seat of arbitration is San Bernardino County, California, provided that where you are a consumer, the hearing will be held in the county of your residence, by telephone, by videoconference, or through documents-only submission, at your election. The arbitrator may award any individual relief a court could award, must apply these Terms, and must issue a written reasoned decision. Judgment may be entered on the award in any court of competent jurisdiction.

42.6 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person’s claims and may not preside over any form of representative proceeding.

42.7 Non-Severability of the Class Waiver

If Section 42.6 is found unenforceable as to any claim or any request for relief, then the entire arbitration agreement in this Section 42 is null and void as to that claim or request for relief only, and that claim or request must proceed in the courts identified in Section 44. All other claims remain subject to arbitration. This provision does not permit any class or representative proceeding to be conducted in arbitration.

42.8 Mass Arbitration Protocol

If twenty-five (25) or more demands for arbitration raising substantially similar claims are filed against the Company by or with the assistance of the same counsel or coordinated group within a one hundred eighty (180) day period, the demands will be administered in sequential batches of no more than fifty (50). The parties will select an equal number of demands per batch, a single arbitrator will preside over each batch, and the parties will attempt in good faith to resolve remaining demands using the batch results. The statute of limitations is tolled for all demands awaiting a batch. Filing fees are due only for demands in an active batch.

42.9 Right to Opt Out

You may opt out of this arbitration agreement by sending written notice within thirty (30) days of first accepting these Terms. The notice must state your name, account email, mailing address, and an unambiguous statement that you decline to arbitrate, and must be sent to the address in Section 50 or emailed with the subject line “ARBITRATION OPT-OUT.” Opting out does not affect any other provision of these Terms and will not affect your Membership, pricing, or access in any way.

42.10 Jury Trial Waiver

IF FOR ANY REASON A DISPUTE PROCEEDS IN COURT RATHER THAN ARBITRATION, YOU AND THE COMPANY EACH KNOWINGLY AND IRREVOCABLY WAIVE ANY RIGHT TO TRIAL BY JURY.

42.11 Fees

Payment of filing, administration, and arbitrator fees is governed by the AAA rules, subject to any applicable rule limiting a consumer’s share. Each party bears its own attorneys’ fees except where a statute or the arbitrator’s award provides otherwise.

42.12 Survival

This Section survives termination of these Terms and of your Membership.

43. Limitations Period

To the maximum extent permitted by law, any claim arising out of or relating to these Terms or the Platform must be commenced within one (1) year after the claim accrues. A claim not commenced within that period is permanently barred. This limitation does not apply where prohibited by applicable law.

44. Governing Law and Venue

These Terms are governed by the laws of the State of California and applicable federal law, without regard to conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

For any dispute not subject to arbitration, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in San Bernardino County, California, and waive any objection based on inconvenient forum. Nothing in this Section limits any non-waivable right you have to bring a claim in the courts of your state of residence.

45. Changes to These Terms

The Company may update these Terms. For material changes, the Company will provide at least thirty (30) days’ advance notice by email to your registered address, by in-Platform notice, or both, and will update the version number and effective date at the top of this page.

Material changes apply prospectively only. They do not apply to any dispute that accrued before the effective date of the change. If you do not agree to a material change, your remedy is to cancel your Membership before the change takes effect. Continued use after the effective date constitutes acceptance.

Non-material changes, including corrections and clarifications, take effect on posting.

46. Notices

Notices to you may be sent to your registered email address, posted in the Platform, or mailed to your address of record, and are effective upon sending or posting.

Legal notices to the Company must be in writing and sent to the address in Section 50 by certified mail, return receipt requested, or by nationally recognized overnight courier, with a courtesy copy by email. Notice sent only by email, social media, support ticket, or AI Tool is not effective legal notice.

47. Assignment and Third-Party Beneficiaries

You may not assign or transfer these Terms or any right under them without the Company’s prior written consent. Any attempted assignment is void.

The Company may assign these Terms in whole or in part, including in connection with a merger, acquisition, financing, reorganization, or sale of assets.

The Company Parties, payment processors, and Third-Party AI Providers are intended third-party beneficiaries of Sections 36, 38, 39, 40, 42, and 43 and may enforce them directly. There are no other third-party beneficiaries.

48. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy, Cookie Policy, Affiliate Disclosure, any biometric consent under Section 20, and any terms presented at the point of purchase, constitute the entire agreement between the parties and supersede all prior agreements and understandings on the subject.

Order of Precedence. If a conflict exists, terms presented at the point of purchase control for that transaction only; a separate signed written agreement controls for its subject matter; then these Terms; then all other Platform materials.

Severability. If any provision is held invalid or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions remain in full force. Section 42.7 governs severability within the arbitration agreement.

No Waiver. No failure or delay in enforcing any provision waives that provision or any other. A waiver must be in writing and signed to be effective.

Relationship. Nothing creates a partnership, joint venture, employment, franchise, or agency relationship between you and the Company.

Headings. Headings are for convenience only and do not affect interpretation. “Including” means “including without limitation.”

No Construction Against Drafter. These Terms will not be construed against the drafting party.

Language. These Terms are drafted in English. Any translation is provided for convenience, and the English version controls.

49. Corporate Structure

PrimalMogul AI is a trade name of Supreme Lion Group LLC, a California limited liability company. All obligations under these Terms are obligations of Supreme Lion Group LLC only. No member, manager, officer, employee, contractor, or agent of Supreme Lion Group LLC assumes any personal liability under these Terms, and you agree to look solely to the assets of Supreme Lion Group LLC for satisfaction of any claim.

50. Contact and Designated Agent

Supreme Lion Group LLC d/b/a PrimalMogul AI: 3281 E Guasti Rd, Ontario, CA 91761

General and support: support@primalmogul.com Legal notices: legal@primalmogul.com Privacy requests: privacy@primalmogul.com Copyright agent: dmca@primalmogul.com Arbitration opt-out: legal@primalmogul.com, subject line “ARBITRATION OPT-OUT”

Registered agent for service of process: Legal Zoom

SCHEDULE A: PROHIBITED USES OF OUTPUTS

Incorporated into Section 15. You may not use any Output, in whole or in part:

1. As a factor, screen, score, or basis in any Regulated Decision as defined in Section 15.2.

2. To generate, evaluate, or support any adverse action notice, credit denial, or underwriting determination.

3. To provide legal, tax, accounting, investment, mortgage, real estate brokerage, insurance, credit repair, or medical services to any third party as though the Output were professional work product.

4. To create false, misleading, or unsubstantiated advertising, earnings claims, testimonials, reviews, or endorsements.

5. To impersonate any person or organization, or to falsely suggest affiliation or endorsement.

6. To generate synthetic media depicting any real person without documented written authorization.

7. To create content intended to deceive voters, interfere with an election, or misrepresent a candidate or public official.

8. To generate content that harasses, defames, threatens, or discriminates against any person or protected class.

9. To generate sexual content involving any minor, or any content that sexualizes a minor in any manner.

10. To generate instructions or materials facilitating violence, weapons manufacture, or unlawful surveillance.

11. To develop, train, fine-tune, benchmark, or evaluate any competing machine learning model.

12. To extract, reconstruct, or reverse engineer Company system instructions, prompt architecture, diagnostic logic, or trade secrets.

13. To circumvent usage limits, resell Platform access, or provide Platform capabilities to non-members.

14. In violation of any law, regulation, professional licensing rule, court order, or contractual obligation binding you.

15. In any manner that creates a material risk of physical, financial, reputational, or legal harm to any person.

SCHEDULE B: THIRD-PARTY AI PROVIDERS AND MATERIAL SUB-PROCESSORS

Current as of the effective date. Subject to change. Referenced in Sections 18.4, 20.6, and 22.

Provider	Function
OpenAI	Text and image generation
Anthropic	Text generation and executive advisory tools
Pinecone	Vector storage supporting memory features
HeyGen	Avatar and synthetic video generation
Stripe	Payment processing
PayPal	Payment processing
Mailchimp	Email communications
Google (Analytics)	Usage measurement
Bluehost	Infrastructure and storage

Each provider processes data under its own terms and retention practices. The Company configures available privacy and training controls but does not control provider systems. Additions of material sub-processors will be reflected here and in the Privacy Policy.

SUMMARY OF KEY POINTS

This summary is provided for readability. It does not replace the full Terms above, which control.

PrimalMogul AI is an educational business intelligence and AI tools platform. It is not a law firm, accounting firm, investment adviser, lender, mortgage company, real estate brokerage, credit repair organization, or licensed professional service.

AI tool names such as CFO AI and Chief Compliance Officer AI are product labels only. No AI Tool is licensed, credentialed, or acting as a professional.

AI outputs can be wrong. Review and verify everything before you use it.

You may not use outputs in decisions about credit, housing, employment, or insurance affecting real people.

Paid memberships renew automatically. You can cancel any time in your account area, and cancellation is as easy as signing up.

Digital products and membership periods are generally non-refundable.

You own what you submit. You get rights to what the tools generate, but those outputs may not be copyrightable, are not exclusive to you, and are not guaranteed to be free of third-party rights.

If you submit a face or voice for avatar features, a separate written consent applies. Only submit likenesses you own or have written permission to use.

No income, funding, ranking, or business result is guaranteed. Ever.

Disputes go to individual arbitration, not court, and not as a class action. You have thirty days to opt out of arbitration without affecting your membership.